Florida Otolaryngology Group, P.A. is contracted with many different insurance plans. If we are a contracted provider for your health insurance plan our office will file your medical claims. Also, as member of a health insurance plan, you are most likely entitled to a discount. The remaining charges are considered our "allowed amounts". You are financially responsible for any part of the allowed amounts not paid under your policy. Be aware that although our services may be "covered" by your insurance carrier, your insurance may require you to pay a co-pay, co-insurance or deductible before they pay the remaining charges.
A common misconception is that health insurance plans are responsible for a patient’s medical bills. In truth, consumers are responsible for their medical debts. Your contract with your insurance carrier determines how much of your services they will cover; however you are ultimately responsible for your medical bills.
Medical office visit charges can vary. Charges are based on the type of visit and the complexity of the exam. The physician will determine the appropriate level of service at the time of your exam. In addition, our physicians may perform diagnostic procedures or testing in order to care for your health. Depending on your insurance coverage, these may require an additional copayment, co-insurance or deductible.
•We will do our best to let you know if we are in-network for your insurance carrier; however it is your responsibility to know your insurance plan.
•If our office cannot file your claim due to inaccurate information (incorrect ID#s, incorrect dates of birth, old insurance information, etc.), you will be responsible for the full charges.